Finding good senior living facilities can be expensive, emotionally taxing, and challenging. Especially when your loved one requires personal care such as a memory care facility or an assisted living facility. For some families, paying out of pocket is just not necessarily an option, but we are here to tell you that there are ways to reduce the costs of assisted living. If you want quality senior care that can fit your budget, we have a number of different tips.
Tip #1 – Plan ahead – do your research
If you have limited time available before you need to make your choice, chances are that you will not properly evaluate all your options. Giving yourself enough time to evaluate senior care facilities is going to help a great deal. This should give you a chance to enter onto a waiting list BEFORE you ever need to. Waiting until the last minute (unless absolutely necessary) means that you may have to choose between an expensive assisted living option and one that does not meet the needs of your loved one.
Tip #2 – Get it right the first time around
You will end up spending more money if you have to move your loved one around several times. This means that it becomes even more important that you do your due diligence: make sure that you talk to your long-term care ombudsman, check the licensing of the facility, and visit locations multiple times. Make sure that you make the right choice.
Tip #3 – Ask about price flexibility
Even though a facility quotes you a certain price, it does not necessarily mean that it set in stone. Ask about whether it is possible to negotiate the monthly price or enquire about move-in incentives. Even though some people are uncomfortable doing so, it never hurts to ask.
Tip #4 – Find a different location
Remember that the cost of assisted living varies by location. Looking out of state may be a solution if other communities there are more affordable. If you are flexible enough, chances are that you will find something that is right for you.
Tip #5 – Consider long-term care insurance
If you are unable to pay for assisted living out of pocket, Medicaid, Medicare, or private insurance may help. However, those services typically do not pay for everything. You can address that gap with long-term care insurance.
Tip #6 – Get personalized advice
The fact remains that making the final decision about senior care can be a difficult one. Having someone who is knowledgeable about the options can help. At www.carltonseniorliving.com, you are able to narrow down a number of different options, but you are also able to ask questions about what might be right for you or your loved one.