The costs of paying for senior living can be stressful for many seniors. Fortunately, there are many different benefits out there that you can utilize, especially veterans. However, Veterans Affairs (VA) benefits remain one of the best-kept secrets when it comes to affordable senior care. We intend to change that today. In fact, almost 70 percent of all veterans claim that they are unaware of the fact that they have these benefits available.
Seniors And VA Benefits
Both veterans and their spouses have access to some tremendous benefits. You might be eligible to receive an allowance for upwards of $2,019 if you are a veteran. The widow of a veteran may expect upwards of $1,094. These benefits are not restricted to nursing home use. They can also be used to pay for an assisted living facility.
Qualifying for these VA benefits
It might be confusing to determine whether someone qualifies for VA benefits. The first thing is that you need to have served at least a single day during wartime. You also have to be considered ‘totally disabled’. This confuses a great number of people – but the fact is that someone is considered ‘totally disabled’ (for the purpose of these benefits) once they reach the age of 65.
The Application Process
If you are trying to go through the application process, it can be good to have someone there with you to guide you through the application. It can be helpful to contact your local VA office to have them help you with the process. It is important to note that not everyone knows everything about the possible long-term benefits that veterans have available. This means that you might have to do some work for yourself or have a loved one help in the application.
You will need to fill out VA Form 21-2680 and make sure that you prove your medical qualification by offering a report from a licensed physician about your physical condition.
Using Medicaid To Help Pay For Care
It is also possible to help pay for some of the necessities of senior living by using Medicaid for long-term care. You need to be in an assisted living facility in order to be eligible for this type of assistance. There are also a number of strict income restrictions that you have to be aware of.